Terms of Service

Acceptance of Terms

By accessing and using the xenorivathulo website and consultation services, you accept and agree to be bound by the terms and provisions of this agreement.

If you do not agree to abide by the above, please do not use this service.

Definitions

For the purposes of these Terms of Service:

• Service: Refers to the website and financial consultation services provided by xenorivathulo
• User: Refers to anyone who accesses or uses our website and consultation services
• Content: Includes all information, text, graphics, and materials available through our service
• Account: Your subscription account for accessing our monthly consultation services

Use License

Permission is granted to temporarily use xenorivathulo's services for personal, non-commercial consultation purposes. This license does not include the right to modify, distribute, or create derivative works.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information for consultation purposes
• Maintain the confidentiality of your account login details
• Use our services only for lawful purposes and in accordance with these terms
• Respect the intellectual property rights of xenorivathulo and third parties

Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information for consultation purposes

Intellectual Property Rights

The service and its original content, features, and functionality are and will remain the exclusive property of xenorivathulo and its licensors. The service is protected by copyright, trademark, and other laws.

Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our service. By using our service, you agree to the collection and use of information in accordance with our Privacy Policy. Privacy Policy

Termination

We may terminate or suspend your account and access to our service immediately, without prior notice, for any reason, including breach of these terms.

Upon termination, your right to use the service will cease immediately. All provisions which should survive termination shall survive, including ownership provisions and warranty disclaimers.

Disclaimers

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, xenorivathulo excludes all representations, warranties, and conditions relating to our website and consultation services.

Limitation of Liability

In no event shall xenorivathulo, nor its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

Our total liability to you for all claims shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

Indemnification

You agree to defend, indemnify, and hold harmless xenorivathulo from and against any loss, damage, liability, claim, or demand arising out of your breach of these terms or your violation of any law or the rights of a third party.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through multiple avenues:

Governing Law

These terms shall be governed by and construed in accordance with the laws of Australia, without regard to conflict of law provisions. Any legal action or proceeding shall be brought exclusively in Australian courts.

Changes to Terms

We reserve the right to modify or replace these terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Continued use of our service after changes constitutes acceptance of the new terms.

Severability

If any provision of these terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and xenorivathulo regarding our service and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral.

Contact Information

For questions about these Terms of Service, please contact us: